|
HOMEOWNERS
INSURANCE:
For most people, their home is their most
important asset and investment. Adequately insuring a home is
critical. Hoffman Brown takes pride in being able to provide a variety
of insurance carriers with broad, comprehensive coverage's to protect
your home.
Insuring a home is more than buying a limit
of insurance to protect the structure. A broad homeowners policy
includes coverage for other structures on the premises, domestic
employees, contents, loss of use, personal liability insurance, workers
compensation and more. All these topics should be discussed so that you
are provided the coverage's you need.
Additional coverage's may also be required to
properly protect your personal assets: earthquake insurance, excess
liability (umbrella), jewelry floater, fine art floater, flood
insurance, etcetera are all additional options that should be explored.
CONDOMINIUM /
TOWNHOUSE INSURANCE:
Just like the homeowners policy, a
condominium policy is important in helping protect the owner’s personal
asset and investment. Generally, homeowner association provides the
coverage for the structure itself, but coverage for the interior
improvements & betterments, contents and personal liability are the
responsibility of the unit owner.
Condominium owners
also have some special needs. Loss assessment and earthquake loss
assessment coverage are extremely important to consider. Jewelry and
fine art floaters as well as personal excess liability (umbrella) are
among the additional coverage's that should be considered.
RENTERS INSURANCE / AUTO PACKAGE:
If you do not
own a home or condominium, but own a car and rent a home or an
apartment, an auto policy with a renters policy would be appropriate.
This will protect your personal belongings from loss and provide
personal liability insurance. Earthquake insurance, excess liability
policies and various floater coverage's are also available to broaden
your renters policy.
Hoffman Brown Company is here to serve your
insurance needs.
Please click here to contact us
| 
